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$185,900
3 Beds 1 Baths 202632294 MLS 1,135 SqFt.
So much potential in this 2-bedroom, 1-bath home offering approximately 1,135 square feet of living space on one level and on a convenient corner lot in town. In addition to the two bedrooms, a versatile office/bonus room provides flexible space for work, hobbies, or other needs. Numerous recent improvements add value and peace of mind, including a new roof with gutter guards, new garage with automatic opener, new water heater, updated PEX plumbing, and new sewer lines from the home to the city connection in the alley. The kitchen features a new range and hood microwave, while the furnace has been professionally maintained and updated with a new control board. The hot tub has also been serviced with a new control board. Outside, you'll appreciate the recently added concrete driveway complete with apron and drainage. Situated on a corner lot, this property offers the convenience of in-town living with easy access to local shopping, dining, schools, parks, and everyday amenities. If you're looking for a home with major mechanical updates already completed and a functional floor plan, this property is ready for you to make it your own.

501 W Jefferson St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$334,900
3 Beds 3 Baths 202632147 MLS 2,464 SqFt.
Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

186 Ryan Ct, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$140,000
202631982 MLS
Here is an opportunity to own a 3.09ac piece of land with septic, new well water, electric and natural gas at the road. It is set up with a really nice 2014 42 foot Sandpiper with 3 slide outs an outside kitchen with tv. It also has a winter package with heated tanks and has had a split air unit put in it also it has a new water softener and new tires. Leave it where it is or hit the open road. There is a 24'X24' pad out front of RV and a newer shed that is insulated and plumbed with a full size Frig and Washer and dryer in it. The ground is partially wooded with a creek running through it. There are a couple canvas style carport/storage sheds as well. Seller is willing to sell just the land for the right price. This could be you weekend get away or your new home site just minute from Spencer and McCormick State Park. Is this your peace of paradise.

1921 Country Club Rd, Spencer

Listing courtesy of from CK Realty Homes. cell: 812-709-0859

$262,500
3 Beds 2 Baths 202628087 MLS 1,317 SqFt.
New Construction – Currently Under Construction! Completion in August, 2026. Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage. Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.

48 W Clay St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$244,900
3 Beds 2 Baths 202626968 MLS 2,256 SqFt.
Welcome home to this well-maintained 3-bedroom, 2-bath residence offering a comfortable layout and a convenient location in Spencer. The spacious floor plan provides flexibility for everyday living, with inviting living areas, a functional kitchen, and ample storage throughout. The primary bedroom includes its own private bath, while the additional bedrooms offer space for family, guests, a home office, or hobbies. Outside, you'll find room to relax, garden, or entertain, with easy access to nearby shopping, dining, schools, parks, and other local amenities. Whether you're searching for your first home, looking to downsize, or simply wanting a property with a practical floor plan and great location, this home is ready for its next owner. Electric range pictured does not go with home but another electric range will be installed. Swimming pool can be removed if desired.

226 N East St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$195,000
202627467 MLS
15.08 Wooded acres located one half mile North of Spencer offers a rare opportunity to acquire a mature wooded acreage (last selective timber harvest was 1997) abundant nut producing trees that attract a steady stream of wildlife. There are also several small groves of paw-paw trees, deer, turkey and squirrels are numerous. Abundant species of birds and a decent size population of box turtles inhabit thee area. Also calling this place home are a wide variety of wild mushrooms including morel, and chicken-of-the-woods and chanterelle. During the springtime, wildflowers blanket the forrest floor. There are multiple building sites from close to road to deep in the woods. A few small creeks run through this hilly, semi rugged parcel. There is approximately mile long, well marked foot path that starts near the road and does a loop through the bak of the woods.

00 Rocky Hill Rd, Spencer

Listing courtesy of from West & Co., REALTORS. Cell: 812-585-0420

$259,900
202615924 MLS
This 14.44-acre property offers a unique combination of visibility, access, and natural beauty—just minutes east of downtown Spencer. With approximately 1,200 feet of frontage along State Highway 46, the property provides excellent exposure and convenient access for residential, recreational, or small commercial development. The front portion of the property features level, open acreage ideal for building, while the remainder is wooded, providing privacy and beautiful views of McCormick’s Creek State Park and the White River. The property includes two access points from State Highway 46 and additional access from River Road, enhancing versatility and traffic flow. There are also two existing wells and two septic systems on-site; however, the condition of these utilities is not guaranteed by the sellers.

1650 E State Road 46th Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310

$374,900
4 Beds 3 Baths 202512034 MLS 3,502 SqFt.
Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let’s not forget the rest, this property has a lower level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.

45 Flatwoods Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310

$249,900
3 Beds 2 Baths 202613639 MLS 2,031 SqFt.
Welcome home to this charming limestone ranch in Spencer! This well maintained 3-bedroom, 2 full bath home offers the perfect blend of comfort and functionality. Featuring a spacious layout of 2031 sq ft with a practical kitchen and cozy dining area with fireplace ideal for everyday living or entertaining. The attached 2 car garage provides convenience while the additional carport offers more parking - perfect for guests. Step outside to enjoy the manageable yard, complete with storage shed for all your tools and seasonal items. Built with timeless limestone construction, this ranch-style home offers durability and classic curb appeal. Located in a peaceful setting, yet close to local amenities, this property is a fantastic opportunity for anyone seeking single level living. Don't miss this chance to make this Spencer home your own!

168 E North St, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-821-1735

$299,000
3 Beds 2 Baths 202624465 MLS 878 SqFt.
Motivated Seller offering this recently remodeled in 2026, move-in-ready property offers a blend of updated living space and versatile outdoor amenities on 4.29 acres. The home features 3 bedrooms and 1½ baths with recent improvements throughout. There is a great back porch to enjoy the outdoors and be hidden away for some privacy. Outside, you'll find a 24' x 36' pole barn, 20' x 20' carport, and an 8' x 12' storage shed, providing ample space for equipment, hobbies, and storage. The property also includes a pond that is 8 to 10 feet deep in the middle, stocked with bluegill, crappie, 9 grass carp, and lots of bull frogs. The open outdoor space is suitable for a variety of uses. Connected to natural gas and city water with a septic system in place. Conveniently located with easy access to Spencer, Bloomington, and surrounding areas. A great opportunity to enjoy acreage, outbuildings, and updated living space in one package.

18 Lindsay Ct, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$775,000
4 Beds 5 Baths 202628444 MLS 5,115 SqFt.
An iconic landmark residence on the Owen/Monroe County line, this extraordinary home offers panoramic golf course views, breathtaking sunsets, and an unmatched blend of luxury, comfort, and timeless design. Spanning three finished levels, the thoughtfully designed floor plan is ideal for both everyday living and entertaining. The main level features a beautifully appointed kitchen with a breakfast nook, formal dining room, spacious living room, office, laundry room, and a oversized primary suite. The upper level offers a private retreat complete with a bedroom, full bath, and loft, creating the perfect space for visitors or extended family. The fully finished walkout lower level is designed for entertaining and relaxation, featuring an expansive family and recreation area, two additional bedrooms joined by a Jack-and-Jill bath, a dedicated fitness room, and a storm shelter. Outside, professionally designed landscaping frames the home, while the resort-style inground pool creates the ultimate outdoor oasis,. Whether you're hosting family and friends or enjoying a quiet evening overlooking the golf course as the sun sets, every detail of this remarkable property invites you to slow down and savor the view. Offering an exceptional location, stunning architecture, and unforgettable scenery, this is a rare opportunity to own one of the area's most distinguished homes.

4447 Newport Rd, Spencer

Listing courtesy of from Barberry Realty. Cell: 812-821-3431

$394,900
2 Beds 2 Baths 202615184 MLS 2,130 SqFt.
Escape to your own peaceful, park-like retreat just minutes from Spencer. This 2 bed, 2 bath home offers approx. 2,130 sqft in a tranquil setting. Welcoming front porch provides the perfect place to relax & take in quiet surroundings. Stunning kitchen stands out w/ custom-built cabinetry, granite countertops, large island, & oversized walk-in pantry. Main level includes bedroom, bath, laundry, family rm, & separate living rm. Upstairs, spacious 19x17 primary suite serves as a private retreat, w/walk-in closet & en-suite bath w/ soaking tub & dual sink vanity. Outdoor amenities truly set this property apart. Enjoy a deck overlooking the stocked pond w/2 aerators, multiple seating areas, & fire pit. Garden area includes fruit trees & bushes, & chicken coop adds to the property’s versatility. Several outbuildings provide added storage, workspace & 4 dog kennels. Detached 2-car garage w/ lean-to offers even more functionality for parking, equipment, or hobbies. This property is rich in character & charm.

681 Hancock School Rd, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$378,900
3 Beds 2 Baths 202619540 MLS 2,128 SqFt.
Welcome home to this beautifully remodeled peaceful country property situated on almost 4 acres in Spencer! This charming home offers the perfect blend of modern updates and rural tranquility. Inside, you’ll find a spacious eat-in kitchen featuring an island, abundant cabinetry, and all new stainless steel appliances. The main level includes two bedrooms, including a private primary suite, convenient main-level laundry, and a cozy living room that opens to a covered front porch — perfect for enjoying quiet mornings or relaxing evenings. Upstairs offers a large additional bedroom or bonus space, while the basement provides excellent storage and potential for future finished living space. With plenty of room to spread out both inside and out, this property is ideal for those seeking privacy, space for hobbies, or simply a peaceful setting with easy access to town. Don’t miss this move-in ready home with acreage and endless possibilities!

1845 S Us Hwy 231st Hwy, Spencer

Listing courtesy of from The Indiana Team LLC. Offc: 812-961-8000

$549,000
5 Beds 4 Baths 202619772 MLS 2,802 SqFt.
Welcome to this beautifully custom crafted 5-bedroom, 3.5-bath home situated on 1.4 acres, where timeless craftsmanship and thoughtful design come together perfectly. This exceptional home showcases quality construction and attention to detail throughout. From the moment you arrive, the stunning brick driveway sets the tone for the character and charm found within. Inside, you'll find beautiful hardwood floors, a stunning oak staircase, handcrafted cabinetry, and an oversized living room with an Atrium door leading to a private patio area—perfect for entertaining or relaxing outdoors. The spacious kitchen features stainless steel appliances, tile flooring, and abundant cabinet space. The main level offers a versatile guest suite or private office space, ideal for guests, remote work, or multi-generational living. Upstairs, the spacious primary suite provides a peaceful retreat, accompanied by three additional bedrooms that offer comfort and flexibility. Designed with both beauty and functionality in mind, this home also features a convenient mud room to help keep everyday life organized. Outside, you'll find multiple garage spaces with both attached and detached garages, ideal for storage, hobbies, or workshop space. The property also boasts two separate driveways, offering excellent accessibility, additional parking, and the unique potential to create a circular drive for even greater convenience and curb appeal. Tucked away in a peaceful setting surrounded by mature trees, this property delivers the tranquility of country living while remaining conveniently located near town amenities. A rare combination of craftsmanship, space, and endless potential, this one-of-a-kind property is a place you'll be proud to call home.

806 Texas Pike, Spencer

Listing courtesy of from The Indiana Team LLC. Offc: 812-961-8000

$369,000
3 Beds 3 Baths 202542708 MLS 2,051 SqFt.
Open House, Thursday August 20, 5-7pm. Welcome to The Cypress, a 2,051 sq ft ranch home in the Four Oaks subdivision, tucked away on a quiet cul-de-sac where comfort and style effortlessly meet. This 3-bedroom, 2.5-bath home offers a desirable split-bedroom design with an open living room, kitchen, and breakfast area ideal for everyday living and entertaining. Start your mornings or wind down your evenings on the expansive covered front and back porches. The kitchen is designed for both functionality and gathering, featuring a large island, stainless steel appliances, and an adjacent formal dining room. Just off the breakfast area, you’ll find a convenient half bath, laundry/mudroom combination, and a private primary suite complete with a dual-sink vanity, tiled walk-in shower, and walk-in closet with thoughtful finishes throughout. A separate hallway leads to two additional bedrooms, a full bath, and a linen closet—providing privacy and space for family or guests. Life in Four Oaks offers the charm of small-town living with a wide-open country feel, along with amenities such as a community clubhouse, lakefront walking trail, and private dog park. With fiber internet, city utilities, and easy access to both Spencer and Bloomington, this neighborhood delivers the perfect balance of charm and convenience.

534 Dogwood E Ct, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$595,000
4 Beds 4 Baths 202628541 MLS 5,300 SqFt.
Perched atop Park Hill Drive on 4.11 sprawling acres, this classic, stately brick residence has been cherished by a single owner and offers commanding views over downtown Spencer below. At 5,300 square feet, this 4 bedroom, 4 bath home blends timeless craftsmanship with everyday livability. From the brick walkways to the wainscotting, vaulted and beamed ceilings, hardwood floors, and crown molding, fine details are found throughout. Custom cabinetry, multiple built-ins, and two wood-burning brick fireplaces bring warmth and character to the home's gathering spaces. The 2,176-square-foot main level offers a room for every occasion, including a family room with a wet bar tucked neatly behind closet doors. Upstairs, an impressively large cedar-lined closet, four bedrooms include a private master suite with a full bath. Out back, a large brick patio offers exquisite views over downtown Spencer. The fully finished basement adds a half bath, recreation area, bar, and additional flex room. One-owner homes with this craftsmanship, acreage, and view are exceedingly rare in Owen County. This is a legacy property waiting for its next chapter.

1550 Park Hill Dr, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$384,000
4 Beds 2 Baths 202542048 MLS 1,947 SqFt.
Open House, Thursday August 20, 5-7pm. Welcome to The Lily, a thoughtfully designed 4-bedroom, 2-bath new construction home in the growing Four Oaks subdivision of Spencer, Indiana. The open-concept layout paired with a split-bedroom floor plan offers the perfect balance of connection and privacy. The kitchen is designed for both everyday living and entertaining, featuring a large island, solid wood cabinetry, stainless steel appliances, and durable quartz countertops. Sliding doors open to a covered porch, ideal for morning coffee, outdoor meals, or unwinding at sunset. The primary suite serves as a private retreat with a walk-in closet, dual-sink vanity, and a tiled walk-in shower. Throughout the home, luxury vinyl plank flooring adds style and easy maintenance, while the spacious 8x11 laundry/mudroom and 2-car attached garage add everyday convenience. A washer and dryer are included, making move-in effortless. Set in the Four Oaks community, residents enjoy small-town charm with a wide-open country feel, friendly neighbors, and peaceful surroundings, all just minutes from Spencer and a short drive to Bloomington’s shopping, dining, and entertainment. The Lily at Four Oaks brings together smart design, modern comfort, and the warmth of small-town living.

106 Pin Oak Rd, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$224,900
2 Beds 2 Baths 202618685 MLS 1,296 SqFt.
Welcome home to this well-maintained 2 bedroom, 2 full bathroom 50 and over condo/community located just steps from the charming town square in Spencer! The large living room with gorgeous hardwood floors open up to the kitchen allowing for seamless entertainment. Built in 1996, this move-in ready home features new carpet in both bedrooms, both with spacious walk-in closets, along with a mix of hardwood floor complemented with tile and laminate flooring throughout the home. Enjoy the added bonus of a cozy seasonal room, perfect for relaxing or unwinding in the evening during any season. Fresh paint in multiples rooms, including the garage give this property a clean, refreshed, and well-cared-for appearance. Recent updates include a new roof, exterior shutters, ramp railing, and a garbage disposal in 2023, and laundry room floor was installed in 2026. Enjoy low-maintenance living with an HOA that covers lawn care, snow removal, trash service, and access to the shared park. Convenient location to the quaint historic downtown offering shopping, dining, and seasonal festivals. Highways IN-46 and IN-67 are located centrally for easy access!! Please note: Current exemption and tax status is not reflected in property taxes, as this property is utilized as an investment property.

122 S East St, Spencer

Listing courtesy of from Valu-net Realty. office: 812-327-5194

$232,400
4 Beds 2 Baths 202624561 MLS 2,240 SqFt.
Located on Owen County's east side just minutes from Spencer and Ellettsville, this spacious 4-bedroom, 2-bath manufactured home offers 2,240 square feet of living space on a 2-acre lot. Outside, you'll find plenty of room to enjoy the outdoors with a detached 2-car garage, storage shed, above-ground pool, and covered deck—ideal for entertaining, gardening, hobbies, or simply enjoying the country setting. Inside, the split-bedroom floor plan provides privacy, while multiple living areas offer flexibility for everyday living. The living room features a fireplace with built-in bookshelves, and an additional family room provides extra space for gathering, relaxing, or recreation. The kitchen includes stainless steel appliances, a large center island, and ample cabinet space, along with a separate dining room for meals and special occasions. The primary suite features a spacious bathroom with dual sinks, a soaking tub, walk-in shower, and a large walk-in closet. Three additional bedrooms are located on the opposite side of the home and share a second full bath, offering comfortable space for family, guests, a home office, or hobbies. With its convenient location, generous square footage, and desirable outdoor amenities, this property offers plenty of potential.

67 S Sunnyside Ln, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$249,900
3 Beds 2 Baths 202625915 MLS 2,179 SqFt.
Escape to the country while staying close to everything! This attractive 3-bedroom, 2-bath home offers 2,179 square feet of comfortable living space on 1.4 beautiful acres with mature trees, plenty of open yard, and ample space for gardening, outdoor activities, or simply enjoying the peaceful surroundings.Inside, the open floor plan creates an inviting space for everyday living and entertaining. The kitchen offers abundant cabinet storage, matching black appliances, and a breakfast bar. The spacious primary suite is designed for relaxation with a spa-like bathroom featuring a soaking tub, dual-sink vanity, separate shower, and a unique gas fireplace that creates a warm, peaceful retreat. Step outside to the patio and enjoy the sights and sounds of the countryside while watching wildlife right from your backyard. Numerous improvements made within the last four years include a new roof, HVAC system, water heater, dishwasher, and storage shed. The home also features city water, high-speed internet availability, an electric vehicle charging station, and a large laundry room complete with storage cabinets, utility sink, washer, and dryer. Conveniently located just 10 minutes from Spencer and Ellettsville.

1825 Pea Ridge Rd, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$350,000
4 Beds 2 Baths 202626276 MLS 3,054 SqFt.
Welcome to Heavenridge House, a beautifully preserved Arts and Crafts bungalow situated on a desirable corner lot in the heart of Spencer. Built in 1907, this 4-bedroom, 2-bath home showcases timeless craftsmanship with original cherry woodwork, hardwood floors, and stunning architectural details throughout. A spacious stone front porch overlooks scenic Main Street and welcomes you into a grand foyer featuring original hardwood flooring, intricate woodwork, and an elegant staircase. The foyer is flanked by a charming parlor and a coat closet, with an oversized living room featuring a beautiful stone gas-log fireplace and large windows. The formal dining room flows seamlessly from the living room and is connected to the kitchen by a classic butler's pantry. The updated kitchen features updated tile flooring, custom built-in cabinetry and shelving, an oven/range with a built-in downdraft vent, and views of the gardens and Hillside Street. An attached back porch provides the perfect mudroom for everyday entry. The main level also includes a fully renovated bathroom (2023) and a spacious flex room that can serve as a fourth bedroom or additional living area. Upstairs, you'll find three generously sized bedrooms and a full bath complete with double vanities, a separate soaking tub, and a walk-in shower. A second staircase leads to a convenient laundry landing and an additional bonus room ideal for storage, a home office, or hobby space. Outside, enjoy beautifully maintained landscaping, mature gardens featuring rare Spencer stone, a fenced backyard, and a detached two-car garage. A composite deck off the garage creates an inviting space for outdoor entertaining and relaxation. The partial unfinished basement, accessible from both the interior and a cellar entrance, offers ample storage. Combining historic character with thoughtful updates, Heavenridge House is a rare opportunity to own a piece of Spencer's history. Schedule your private showing today! Listing agent is related to seller.

386 N Main St, Spencer

Listing courtesy of from United Country Coffey Realty & Auction. Offc: 812-822-3200

IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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