Richland Homes under $400,000

Welcome to Richland, Indiana – a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Richland offers a warm and welcoming atmosphere, making it an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle. With its picturesque landscapes, friendly neighbors, and a strong sense of community, Richland is a place where you can truly feel at home.

Richland boasts a variety of amenities that cater to all ages. Enjoy leisurely strolls through local parks, where children can play and families can picnic. The township is also conveniently located near shopping centers, restaurants, and recreational facilities, ensuring that you have everything you need right at your fingertips. Moreover, Richland is known for its excellent school system, making it a top choice for families seeking quality education for their children.

One of the most appealing aspects of Richland is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you're looking for a cozy single-family home, a charming bungalow, or a spacious townhome, Richland offers a variety of options that cater to different lifestyles and budgets. With competitive prices and a range of choices, you can find the perfect place to call home without breaking the bank.

Experience the warmth and vibrancy of Richland, Indiana, where affordable living meets community spirit. Discover your dream home today and start making lasting memories in this delightful township!

Newest Richland Homes under $400,000

$369,000

3 Beds ⋅ 2 Baths ⋅ 202641067 MLS ⋅ 1,513 SqFt. ⋅ Sable Beyers

Brand new ranch home by Valu-built Construction is now 100% done and move-in ready! Situated on 0.28 acre lot, this home features 3 bedrooms, 2 full bathrooms, an open concept kitchen, living, and dining area, and a two car garage. The kitchen features soft-close shaker cabinets, quartz countertops, subway tile backsplash, and stainless steel Whirlpool appliances. Interior finishes include Craftsman-style trim, three-panel Craftsman doors, and black hardware, lighting, and plumbing fixtures. LVP flooring covers the main areas with tile in the bathrooms and laundry room. Outside, the home features LP Smart siding on the front, vinyl siding on the sides and back, with a stone accent for added curb appeal. All finished photos are of a different completed build and serve as an example of what finishes may look like. Builder warranty is included.

4627 N Thomas Rd, Bloomington

Listing courtesy of Sable Beyers from Beyers Realty. Cell: 812-327-8734

$280,000

5 Beds ⋅ 3 Baths ⋅ 202640901 MLS ⋅ 2,272 SqFt. ⋅ James Wood

Solid, older 2 story country farm home located on 7.668 acres of farm land. Home has 4-5 possible bedrooms. Large partial unfinished basement. Laundry room on first floor. Covered open front porch. Enclosed side porch on north side of home. Homes has 2272 sq.ft. of finished living area. About 4 acres are cultavatable; the rest of the land is mowed grass with many hybrid black walnut trees created by Purdue which are planted in rows, with few oak and cherry trees; these trees planted for future value for the land owner. Room for a horse or pony and other small farm animals. The big chicken coop on the farm is just waiting for your chickens to lay their eggs! The field corn currently planted on the land belongs to a neighboring farmer with rights to harvest at end of season. This is an estate property and is sold "as is".

5716 N 400 E, Peru

Listing courtesy of James Wood from Creative Realty - Peru. Cell: 765-475-3265

$389,900

3 Beds ⋅ 3 Baths ⋅ 202640833 MLS ⋅ 2,006 SqFt. ⋅ Shane Gibson

One-owner home offering newer construction, flexible living space, and convenient access to both Ellettsville and Bloomington. Built in 2019, this well-maintained 3-bedroom, 2.5-bath home features 2,006 square feet and an attached 2-car garage. The spacious kitchen offers granite countertops, stainless appliances, a breakfast bar, and flexible space for dining and gathering. An all-seasons room at the back of the home provides another comfortable living space to enjoy throughout the year. The primary bedroom includes an additional bonus room that works well as a home office, sitting room, exercise space, nursery, or other flexible use. With multiple spaces that can adapt as needs change, the floor plan offers more versatility than the bedroom count alone suggests. Located in the Richland-Bean Blossom school district, the home is approximately 15 minutes from Indiana University and downtown Bloomington while keeping Ellettsville's schools, restaurants, shopping, and community amenities close by. The paved Karst Farm Greenway connects Ellettsville with Karst Farm Park for miles of walking, running, and biking, while McCormick's Creek State Park is approximately 8 minutes away for hiking, trails, and year-round outdoor recreation. One-owner history, newer construction, flexible living spaces, an all-seasons room, and easy access to Bloomington, Ellettsville, and nearby outdoor recreation combine to make this a comfortable and conveniently located place to call home.

7480 W Raymond Run, Ellettsville

Listing courtesy of Shane Gibson from Sweet Maple Realty. office: 317-442-3561

$189,900

3 Beds ⋅ 1 Baths ⋅ 202640569 MLS ⋅ 1,032 SqFt. ⋅ Dan Rarey

Fix up or flip opportunity. This home has significant new features and upgrades but needs a total interior renovation. 3 bedrooms, 1 bath, 1,032 s.f. Mostly gutted. New roof shingles, soffit, gutters, exterior paint. Recent furnace & a/c. New Pella windows are ready to be installed. Situated in popular Westbrook Downs. Because of work needed, cash only please. Priced accordingly at $189,900.

4375 N Ridgewood Dr, Bloomington

Listing courtesy of Dan Rarey from Dan Rarey Real Estate.

$269,900

3 Beds ⋅ 3 Baths ⋅ 202640520 MLS ⋅ 2,250 SqFt. ⋅ Chad Davis

Charming Small-Town Retreat on a Private Wooded Setting! Beautifully remodeled 3-bedroom, 3-bath home offering over 2,200 square feet of inviting living space on a spacious .62-acre lot in the peaceful town of Corunna. Thoughtfully updated throughout with all-new interior paint, fixtures, doors, LVP flooring, bedroom carpeting, and lighting. The spacious kitchen features a breakfast bar and new stainless steel appliances, while the large great room offers a cozy gas-log fireplace perfect for relaxing evenings. The main-level primary suite includes a walk-in closet and beautifully renovated en-suite bath with a large tiled shower. Two additional spacious bedrooms are complemented by two fully renovated bathrooms featuring new vanities, toilets, and tub/shower combinations. A new sliding patio door opens to a newly built expansive deck overlooking the private, wooded setting — an ideal spot for morning coffee or evening gatherings. Additional highlights include a new A/C condenser in 2026, city water and sewer, and an extra-large 2-car garage with plenty of room for a workshop, hobbies, or storage. Enjoy the charm of small-town living with a nearby park and peaceful country surroundings, while still having convenient access to I-69. A beautifully refreshed home with space, privacy, and that hard-to-find country-town feel.

126 Maple St, Corunna

Listing courtesy of Chad Davis from Headwaters Realty Advisors LLC. Cell: 260-701-2423

$129,900

3 Beds ⋅ 1 Baths ⋅ 202640235 MLS ⋅ 1,007 SqFt. ⋅ Matt Glentzer

Welcome to 533 N Meridian St in Redkey. This vacant 3-bedroom, 1-bath home offers about 1,007 sq ft on a 50 x 132 lot with an open front porch and a 20 x 10 storage shed. Inside you will find new flooring, a living room that opens to the kitchen, and a primary bedroom with attached bath. The kitchen includes the refrigerator and range. The bath is a tub/shower combo with stackable LG washer and dryer that stay with the home. Mechanical updates include a gas furnace, central air, and a June 2026 40-gallon electric water heater. Public utilities. Gravel parking.

533 N Meridian St, Redkey

Listing courtesy of Matt Glentzer from RE/MAX Evolve. Cell: 765-215-1685

$150,000

3 Beds ⋅ 1 Baths ⋅ 202640171 MLS ⋅ 1,280 SqFt. ⋅ Jack Houck

Here is a nice charming three bedroom, one full bath, two car attached garage home for sale in Dunkirk. This home comes with a large family room that includes large picture windows on both sides for plenty of daylight to enter. Take notice of the ample sized living room when you first enter through the front door from the front porch that welcomes you home. The three bedrooms with their original hardwood flooring will shine with some new polish and paint. The yard with it's large trees will give you plenty of shade to relax in while enjoying the fenced in back yard. This property is ideally located with quick access to Dunkirk, Albany and Muncie.

1248 S Main St St, Dunkirk

Listing courtesy of Jack Houck from Jack Houck Real Estate.

$319,900

3 Beds ⋅ 2 Baths ⋅ 202640146 MLS ⋅ 1,560 SqFt. ⋅ Dan Rarey

Forest Park Farms Ranch. Affordable move in ready home in one of Monroe County's most popular neighborhoods. Situated on over 1/2 acre lot and featuring lots of improvements and upgrades including windows, doors, appliances, paint, flooring and more. Nice open floor plan with large rooms throughout. Three bedrooms, 2 full baths, fully equipped step-saver kitchen overlooking family room with full wall fireplace. Adjacent dining area and breakfast bar. Lots of concrete parking and patio areas, large yard barn and play house. 2 car attached garage. Conveniently located just minutes from Bloomington, Ellettsville, and Indiana University. Priced to sell at $319,900.

3760 N Collins Dr, Bloomington

Listing courtesy of Dan Rarey from Dan Rarey Real Estate.

$379,900

3 Beds ⋅ 3 Baths ⋅ 202640110 MLS ⋅ 1,777 SqFt. ⋅ Chris Smith

Welcome to this beautifully designed new construction home offering 3 bedrooms, 2.5 baths, and a thoughtfully planned two-story layout. The main level features an open-concept living room, dining area, and kitchen designed for comfortable everyday living and entertaining. Upstairs, the spacious primary suite includes a private bath and walk-in closet, while two additional bedrooms, a full bath, and conveniently located second-floor laundry complete the upper level. Enjoy outdoor living from the two level covered front porch, along with the convenience of an attached rear-entry garage. Built with quality craftsmanship and modern finishes, this home offers low-maintenance living in a desirable new construction community.

7664 W Julia Dr, Ellettsville

Listing courtesy of Chris Smith from RE/MAX Acclaimed Properties. Cell: 812-219-3030

$289,900

2 Beds ⋅ 1 Baths ⋅ 202639970 MLS ⋅ 1,300 SqFt. ⋅ Lisa Patrick

Charming 2 bedroom, 1 bath ranch in Forest Park Heights! Enjoy easy single-level living with an open floor plan, beautiful refinished hardwood floors, new baseboards, and fresh neutral paint throughout. New Exterior doors add to the home's curb appeal. The updated bathroom features a new vanity, stand-up shower, and walk-in tub with therapeutic jets. Situated on a spacious corner lot with mature trees, this home also offers a large detached heated 2-car garage with workbench, new garage doors and openers-ideal for vehicles, hobbies, projects or additional storage. An attached carport with a large storage area adds even more convenience. This home offers a great combination of comfort, functionality and versatility in a quiet established neighborhood with easy access to the interstate, downtown Bloomington, and Indiana University.

3990 W Forrest Park Dr, Bloomington

Listing courtesy of Lisa Patrick from Brawley Real Estate. Office: 844-254-7368

$69,900

3 Beds ⋅ 1 Baths ⋅ 202639729 MLS ⋅ 1,902 SqFt. ⋅ Keri Hir

Great opportunity in Bloomfield! This home features a roof approximately 15 years old, a Formica kitchen with appliances updated about 3 years ago, and updated flooring. Recent improvements include new vinyl flooring in 2025, new windows, and updated plumbing approximately 2 years ago. The property also offers a partial unfinished basement, wood-burning stove, window A/C units, and an attached rear garage. Electrical has no known issues. Needs little TLC and offers plenty of potential.

254 N Cold Springs Rd, Bloomfield

Listing courtesy of Keri Hir from Keri Hir.

$24,900

3 Beds ⋅ 1 Baths ⋅ 202639688 MLS ⋅ 1,055 SqFt. ⋅ Seth Dawson

Unlock the potential of this classic one-story home in Dunkirk, ready for your vision and updates. With three bedrooms, a unique dugout basement, and a spacious lot surrounded by mature trees, this property offers plenty of room to reimagine both inside and out. The windows have been replaced through a lead abatement program, and city water and sewer are already in place. Bring your renovation ideas and transform this vacant house into a standout residence or investment opportunity in a quiet Indiana community.

333 N Main St, Dunkirk

Listing courtesy of Seth Dawson from Connected America LLC. Cell: 260-888-3985

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.