Spencer Homes with Waterfront Lot features

Welcome to Spencer, Indiana – a hidden gem nestled in the heart of Owen County. Known for its picturesque landscapes and friendly community, Spencer offers a unique blend of small-town charm and natural beauty, making it an ideal place to call home. With a rich history and a vibrant local culture, residents enjoy a laid-back lifestyle surrounded by lush greenery and serene waterways.

One of the standout features of Spencer is its stunning waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore, with breathtaking views right from your window. Homes with waterfront lot features in Spencer provide not just a place to live, but a lifestyle that embraces nature and tranquility. Whether you’re looking for a cozy cottage or a spacious family home, our waterfront listings offer something for everyone.

These properties provide the perfect backdrop for outdoor activities, from fishing and kayaking to peaceful evening strolls along the water’s edge. The community is also rich in recreational opportunities, with parks, trails, and local events that foster a strong sense of belonging among residents.

With Spencer’s affordable real estate market and its inviting atmosphere, it’s no wonder that more people are choosing to make this charming town their home. Explore our available waterfront properties today and discover the tranquil lifestyle that awaits you in Spencer, Indiana. Your dream home by the water is just a call away!

Newest Spencer Homes with Waterfront Lot features

$675,000

4 Beds ⋅ 3 Baths ⋅ 202633567 MLS ⋅ 2,776 SqFt. ⋅ Natasha Johns

LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.

3692 Braysville Rd, Spencer

Listing courtesy of Natasha Johns from Williams Carpenter Realtors.

$284,900

3 Beds ⋅ 2 Baths ⋅ 202631085 MLS ⋅ 1,776 SqFt. ⋅ Corey Mauder

Experience peaceful lakefront living in the desirable Locust Lake community, conveniently located in northern Owen County just minutes from I-70. This meticulously maintained sandstone ranch offers picturesque water views, thoughtful updates, and a move-in-ready interior designed for comfortable everyday living and entertaining. Offering 1,776 square feet of finished living space, this home features three bedrooms and two full bathrooms. The main level showcases an inviting open-concept living, dining, and kitchen area where a stunning floor-to-ceiling stone fireplace with a wood-burning insert creates a warm focal point. Just off the main living space, a spacious covered deck extends your living area outdoors, providing the perfect setting for dining, relaxing, or taking in the peaceful lake views. Two main-level bedrooms feature beautiful hardwood floors and are served by a full bathroom conveniently located on the main floor. The finished walkout lower level adds exceptional flexibility with a spacious family room, a large third bedroom, a full bathroom, and a dedicated laundry room. An attached two-car garage with attic storage offers ample room for vehicles, tools, and seasonal items. Recent improvements provide added value and peace of mind, including a new well, a newer HVAC system with an energy-efficient mini-split serving the lower level, roof, well pump, sump pump, dock, and covered rear deck. Step outside to enjoy your private lakefront setting, whether relaxing by the water, casting a line from the dock, or exploring the electric motor-only lake. Locust Lake offers an affordable homeowners association with annual dues of less than $450. Ideally located near Cataract Falls, Cataract Lake, and McCormick's Creek State Park, this property provides convenient access to boating, fishing, hiking, and a variety of outdoor recreation opportunities while remaining just minutes from Interstate 70 for an easy commute.

7266 Locust Lake West Dr, Spencer

Listing courtesy of Corey Mauder from Century 21 Scheetz - Bloomington. Cell: 812-606-1908

Start Your Search

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.