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$325,000
2 Beds ⋅ 2 Baths ⋅ 202634177 MLS ⋅ 1,188 SqFt.
Lake Side Living on Owen County's Bass Haven Lake. Don't miss this rare opportunity to own and enjoy this delightful home with direct access to this private well stocked lake. Eight years old and shows like new. Open concept with living room, kitchen and dining rooms all flowing together. Split bedrooms with two bedrooms plus study and two full baths. Large attached two car garage, two large sheds, detached garage, older barn. Shelter house overlooks lake and dock. Lot size is approximately one acre. This property is beautiful and living there is like being on vacation year round.

375 Bass Haven Ln, Spencer

Listing courtesy of from Dan Rarey Real Estate.

$750,000
4 Beds ⋅ 3 Baths ⋅ 202633567 MLS ⋅ 2,776 SqFt.
LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.

3692 Braysville Rd, Spencer

Listing courtesy of from Williams Carpenter Realtors.

$195,000
1 Beds ⋅ 1 Baths ⋅ 202633146 MLS ⋅ 1,056 SqFt.
Lake life meets outdoor adventure in this unique Amazon Shores property. Thoughtfully designed with functionality and character in mind, this charming home features one bedroom, one full bath, plus a versatile sleeping area that could easily be converted into a second bedroom, home office, or flex space. Enjoy deeded access to Amazon Lake through the lake association, offering opportunities for fishing, kayaking, and relaxing on the water. The inviting porch provides additional space to enjoy the peaceful surroundings and offers the potential to be transformed into additional living space. Located between McCormick's Creek State Park and Lieber State Recreation Area, you'll be minutes from hiking, boating, waterfalls, camping, and year-round outdoor recreation. Whether you're looking for a full-time residence, weekend retreat, investment opportunity, or a place to enjoy the outdoors, this property offers a rare combination of privacy, recreation, and convenience. Schedule your private showing today!

1405 Lakeside Dr, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. cell: 317-453-7968
$185,900
3 Beds ⋅ 1 Baths ⋅ 202632294 MLS ⋅ 1,135 SqFt.
So much potential in this 2-bedroom, 1-bath home offering approximately 1,135 square feet of living space on one level and on a convenient corner lot in town. In addition to the two bedrooms, a versatile office/bonus room provides flexible space for work, hobbies, or other needs. Numerous recent improvements add value and peace of mind, including a new roof with gutter guards, new garage with automatic opener, new water heater, updated PEX plumbing, and new sewer lines from the home to the city connection in the alley. The kitchen features a new range and hood microwave, while the furnace has been professionally maintained and updated with a new control board. The hot tub has also been serviced with a new control board. Outside, you'll appreciate the recently added concrete driveway complete with apron and drainage. Situated on a corner lot, this property offers the convenience of in-town living with easy access to local shopping, dining, schools, parks, and everyday amenities. If you're looking for a home with major mechanical updates already completed and a functional floor plan, this property is ready for you to make it your own.

501 W Jefferson St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$334,900
3 Beds ⋅ 3 Baths ⋅ 202632147 MLS ⋅ 2,464 SqFt.
Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

186 Ryan Ct, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$140,000
202631982 MLS
Here is an opportunity to own a 3.09ac piece of land with septic, new well water, electric and natural gas at the road. It is set up with a really nice 2014 42 foot Sandpiper with 3 slide outs an outside kitchen with tv. It also has a winter package with heated tanks and has had a split air unit put in it also it has a new water softener and new tires. Leave it where it is or hit the open road. There is a 24'X24' pad out front of RV and a newer shed that is insulated and plumbed with a full size Frig and Washer and dryer in it. The ground is partially wooded with a creek running through it. There are a couple canvas style carport/storage sheds as well. Seller is willing to sell just the land for the right price. This could be you weekend get away or your new home site just minute from Spencer and McCormick State Park. Is this your peace of paradise.

1921 Country Club Rd, Spencer

Listing courtesy of from CK Realty Homes. cell: 812-709-0859
$279,900
4 Beds ⋅ 2 Baths ⋅ 202631782 MLS ⋅ 1,715 SqFt.
Step into your dream home! This stunningly decorated 4-bedroom, 2-bath manufactured home is a true gem, nestled on 3 picturesque acres in a serene country setting. Built in 2006, it boasts a brand-new kitchen, featuring white cabinets, new flooring, and all the essential appliances. Imagine entertaining friends in the expansive dining and living areas, perfect for both lively gatherings and cozy nights in. The primary ensuite offers a private escape, making it your personal oasis. But that’s not all—step outside to discover an impressive 20x12 deck complete with a charming gazebo, added just in June 2026, ideal for outdoor get-togethers under the stars. You'll also enjoy year-round comfort thanks to the newly installed HVAC system from October 2025. Plus, there’s a handy outbuilding/workshop equipped with electricity, opening the door to endless possibilities, whether you're pursuing hobbies or need additional storage. Don’t miss your chance to own this beautifully adorned home in an idyllic country setting—schedule your visit today and make it yours!

4360 Gilmore Rd, Spencer

Listing courtesy of from The Real Estate Co..

$35,000
202631660 MLS
Two and a half secluded acres in Park Hill Estates, right across from McCormick's Creek Park and just minutes from Highway 46 for an easy morning commute. This is one of the last available lots in this peaceful, private neighborhood. The property comes with a completed soil survey and septic locations already staked out, ready for your dream home. Please do not walk the property without an agent

Park Hill Dr, Spencer

Listing courtesy of from RE/MAX Cornerstone. Office: 765-720-2755
$57,500
202631610 MLS
Strategically located on the west end of Spencer, this 1.54-acre parcel offers excellent visibility and accessibility. Zoned BLM1 (Business Light Manufacturing), the property sits adjacent to well-known national retailers Wendy’s and O’Reilly Auto Parts, making it an ideal site for retail, service, or light industrial development. High traffic area with strong potential for growth.

1.54 Acres St, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$339,900
3 Baths ⋅ 202609862 MLS
Check out this commercial property on the west side of the Square in downtown Spencer. The main level has 3024 sq ft of commercial space that is currently rented. The second and third stories have apartments that are currently rented. The front of the main level has a picture window and glass door and the back of the building has double doors that will open so you carry in anything that you need to support your local business. The entrance to the two apartments is a separate door to the south side of the commercial entrance with a wide stairwell going up to each apartment. If you are looking for a perfect opportunity to cover expenses with your business in downtown Spencer, check this one out!!

69 S Main St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$262,500
3 Beds ⋅ 2 Baths ⋅ 202628087 MLS ⋅ 1,317 SqFt.
New Construction – Currently Under Construction! Completion in August, 2026. Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage. Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.

48 W Clay St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$244,900
3 Beds ⋅ 2 Baths ⋅ 202626968 MLS ⋅ 2,256 SqFt.
Welcome home to this well-maintained 3-bedroom, 2-bath residence offering a comfortable layout and a convenient location in Spencer. The spacious floor plan provides flexibility for everyday living, with inviting living areas, a functional kitchen, and ample storage throughout. The primary bedroom includes its own private bath, while the additional bedrooms offer space for family, guests, a home office, or hobbies. Outside, you'll find room to relax, garden, or entertain, with easy access to nearby shopping, dining, schools, parks, and other local amenities. Whether you're searching for your first home, looking to downsize, or simply wanting a property with a practical floor plan and great location, this home is ready for its next owner. Electric range pictured does not go with home but another electric range will be installed. Swimming pool can be removed if desired.

226 N East St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$79,900
202629713 MLS
Escape to the peace and privacy of this beautiful 7.51-acre wooded property, conveniently located just 4 miles south of Spencer and only 1.5 miles west of State Highway 43. With approximately 535 feet of county road frontage and paved roads leading to the property, access is easy while still offering a secluded, country setting. The property is heavily wooded, providing an ideal location for a future home, weekend retreat, or recreational getaway. Existing improvements include a well and electric service already on the property, making it even easier to begin your plans. Whether you're looking to build, camp, or simply enjoy nature, this acreage offers a wonderful opportunity in a desirable location.

702 Johnson Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$329,000
3 Beds ⋅ 2 Baths ⋅ 202620798 MLS ⋅ 1,680 SqFt.
Beautiful new construction ranch on 1.7 acres just minutes from town. This 3 bed, 2 bath home offers an open-concept layout with real walnut hardwood floors, quartz countertops, and timeless finishes throughout. Enjoy a private wooded setting with both front and back porches—perfect for relaxing or entertaining. Ideal blend of quality, comfort, and convenience. Don't miss out on the opportunity to call this place home.

2191 Shepard Patrick Rd, Spencer

Listing courtesy of from F.C. Tucker Company.

$17,250
202520639 MLS
Building lot on Amazon Shores. Nice wooded site with electric, high speed internet and lake access.

00 Lakeside Dr, Spencer

Listing courtesy of from West & Co., REALTORS. Cell: 812-585-0420
$39,900
202613664 MLS
This exceptional, improved 4.44-acre lot is heavily wooded and ready for your dream home. Essential utilities—City water, electricity, and natural gas—are accessible, allowing you to easily carve out your ideal building spot among the trees. Listing agent is related to the seller.

Lot B-21 Highway 46, Spencer

Listing courtesy of from Carpenter, REALTORS-Bloomington. cell: 812-585-4792
$35,000
202536536 MLS
Motivated seller! This partially cleared wooded lot is larger than it appears from the street! The survey is attached for reference. Possibility of building a walk-out home on this serene nearly half acre lot in upscale Thornridge subdivision! So many options with this lot's location! It is less than 30 minutes from the Indiana University campus, 3 minutes to downtown Spencer, and one hour from Indy airport! City water, city sewer, natural gas, and electric are available! A beautiful and quiet neighborhood! No HOA!! Selling as-is.

732 W Thornridge Way, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250
$625,000
202628188 MLS
Outstanding opportunity to acquire an over 70-acre tract of agricultural and recreational land beautifully situated on Braysville Road in Clay Township. Offering a rare blend of expansive acreage, this property features an ideal layout for a a new home, a long-term homestead, recreational hunting, or the potentail use for longterm income if you were to timber the recently appraised woods on location. With two serene ponds, you're sure to find this property your prime location to get away for awhile in peace. While already perfect for hunting, you can have the perfect balance of serene country living while remaining just minutes from the conveniences of historic downtown Spencer and not more than 25 minutes from Bloomington. Whether you are looking to build, harvest timber, or invest in a legacy piece of Southern Indiana property, this substantial acreage package delivers endless potential.

01 Braysville Rd, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-727-7963
$449,000
3 Baths ⋅ 202503382 MLS
Nice office space that offers 4 separate offices, 2 full baths, 1 half bath, 2 conference rooms, exercise room, kitchenette area and tons of storage. Located on the west side of the square in Spencer this space has a lot of charm with hardwood floors, exposed brick walls, tin ceilings. Appt Only

23 S Main St, Spencer

Listing courtesy of from West & Co., REALTORS. Cell: 812-585-0420
$289,900
3 Beds ⋅ 2 Baths ⋅ 202631085 MLS ⋅ 1,776 SqFt.
Experience peaceful lakefront living in the desirable Locust Lake community, conveniently located in northern Owen County just minutes from I-70. This meticulously maintained sandstone ranch offers picturesque water views, thoughtful updates, and a move-in-ready interior designed for comfortable everyday living and entertaining. Offering 1,776 square feet of finished living space, this home features three bedrooms and two full bathrooms. The main level showcases an inviting open-concept living, dining, and kitchen area where a stunning floor-to-ceiling stone fireplace with a wood-burning insert creates a warm focal point. Just off the main living space, a spacious covered deck extends your living area outdoors, providing the perfect setting for dining, relaxing, or taking in the peaceful lake views. Two main-level bedrooms feature beautiful hardwood floors and are served by a full bathroom conveniently located on the main floor. The finished walkout lower level adds exceptional flexibility with a spacious family room, a large third bedroom, a full bathroom, and a dedicated laundry room. An attached two-car garage with attic storage offers ample room for vehicles, tools, and seasonal items. Recent improvements provide added value and peace of mind, including a new well, a newer HVAC system with an energy-efficient mini-split serving the lower level, roof, well pump, sump pump, dock, and covered rear deck. Step outside to enjoy your private lakefront setting, whether relaxing by the water, casting a line from the dock, or exploring the electric motor-only lake. Locust Lake offers an affordable homeowners association with annual dues of less than $450. Ideally located near Cataract Falls, Cataract Lake, and McCormick's Creek State Park, this property provides convenient access to boating, fishing, hiking, and a variety of outdoor recreation opportunities while remaining just minutes from Interstate 70 for an easy commute.

7266 Locust Lake West Dr, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-606-1908
$195,000
202627467 MLS
15.08 Wooded acres located one half mile North of Spencer offers a rare opportunity to acquire a mature wooded acreage (last selective timber harvest was 1997) abundant nut producing trees that attract a steady stream of wildlife. There are also several small groves of paw-paw trees, deer, turkey and squirrels are numerous. Abundant species of birds and a decent size population of box turtles inhabit thee area. Also calling this place home are a wide variety of wild mushrooms including morel, and chicken-of-the-woods and chanterelle. During the springtime, wildflowers blanket the forrest floor. There are multiple building sites from close to road to deep in the woods. A few small creeks run through this hilly, semi rugged parcel. There is approximately mile long, well marked foot path that starts near the road and does a loop through the bak of the woods.

00 Rocky Hill Rd, Spencer

Listing courtesy of from West & Co., REALTORS. Cell: 812-585-0420
$229,900
4 Beds ⋅ 1 Baths ⋅ 202607816 MLS ⋅ 1,360 SqFt.
Spacious 4-bedroom, 1-bath home offering 1,360 sq. ft. of living space, conveniently located just a couple of blocks from Spencer Elementary. This home has seen several updates over the past five years, including a new roof and gutters installed in 2024 and a freshly painted garage in 2025. The oversized one-car garage features a unique sliding door design rather than a traditional overhead door, adding character and functionality. Out back, you’ll find a nice backyard with space for outdoor activities, gardening, or relaxing. With its convenient location and recent improvements, this home is a great opportunity for buyers looking for comfort and value.

767 N Laymon Ave, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$164,900
2 Beds ⋅ 1 Baths ⋅ 202625659 MLS ⋅ 768 SqFt.
Great starter home featuring two bedroom, enclosed front porch and a small deck. Home also has a carport and a detached two car garage. This is almost a half acre lot with a great view towards the town. Easy access to all amenities at an affordable price. Seller requires 10 days on market before reviewing any offers.

1131 Parks Dr, Spencer

Listing courtesy of from Evergreen Real Estate & Auctions. Cell: 812-327-6201
$210,000
3 Beds ⋅ 2 Baths ⋅ 202614321 MLS ⋅ 1,508 SqFt.
Charming and move-in ready ranch located in the heart of Spencer, directly across from the fairgrounds! This 3-bedroom, 2-bathroom home offers a perfect blend of character and updates, featuring original hardwood floors, freshly painted cabinets and a brand new roof complete with warranty! New electrical panel, wiring, and meter and the AC was serviced in time for the heat! Whether you're relaxing at home or taking advantage of the convenient location, this home is ready for it's next owner to enjoy!

427 E Jefferson St, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. cell: 812-585-1534
$225,000
202628363 MLS
Excellent corner-lot visibility at the intersection of Morgan St/State Rd 46 and Short St, offering strong exposure for a wide range of commercial uses. This .22-acre parcel is fully improved with water, sewer, and electrical service already on site. The parcel is currently being used as a food truck lot with four vendors, each with its own dedicated electrical hookup. Beyond that, the location and infrastructure lend themselves to a variety of commercial possibilities, from retail to service-based businesses.

470 W Morgan St, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051
$259,900
202615924 MLS
This 14.44-acre property offers a unique combination of visibility, access, and natural beauty—just minutes east of downtown Spencer. With approximately 1,200 feet of frontage along State Highway 46, the property provides excellent exposure and convenient access for residential, recreational, or small commercial development. The front portion of the property features level, open acreage ideal for building, while the remainder is wooded, providing privacy and beautiful views of McCormick’s Creek State Park and the White River. The property includes two access points from State Highway 46 and additional access from River Road, enhancing versatility and traffic flow. There are also two existing wells and two septic systems on-site; however, the condition of these utilities is not guaranteed by the sellers.

1650 E State Road 46th Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$90,900
202615011 MLS
9+ Acres of Woods with scenic Mill Creek running through the Northeast corner of the property. No HOA's or Covenants so bring your dreams and ideas and own a slice of stunning woodlands today.

Tbd Coon Path Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$374,900
4 Beds ⋅ 3 Baths ⋅ 202512034 MLS ⋅ 3,502 SqFt.
Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let’s not forget the rest, this property has a lower level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.

45 Flatwoods Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310
$249,900
3 Beds ⋅ 2 Baths ⋅ 202613639 MLS ⋅ 2,031 SqFt.
Welcome home to this charming limestone ranch in Spencer! This well maintained 3-bedroom, 2 full bath home offers the perfect blend of comfort and functionality. Featuring a spacious layout of 2031 sq ft with a practical kitchen and cozy dining area with fireplace ideal for everyday living or entertaining. The attached 2 car garage provides convenience while the additional carport offers more parking - perfect for guests. Step outside to enjoy the manageable yard, complete with storage shed for all your tools and seasonal items. Built with timeless limestone construction, this ranch-style home offers durability and classic curb appeal. Located in a peaceful setting, yet close to local amenities, this property is a fantastic opportunity for anyone seeking single level living. Don't miss this chance to make this Spencer home your own!

168 E North St, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-821-1735
$250,000
3 Beds ⋅ 2 Baths ⋅ 202630882 MLS ⋅ 1,416 SqFt.
Tucked away at the end of a quiet dead-end road, this rare 15-acre wooded retreat offers exceptional privacy and endless potential. Surrounded by the breathtaking Greens Bluff Nature Preserve, this secluded 3-bedroom, 2-bath home is a nature lover's dream, with abundant wildlife, peaceful wooded views, and the tranquility you've been searching for. The home features an attached two-car garage and a spacious layout ready for your vision. While it could use some updating and repairs, the property offers great bones and a solid foundation, making it an excellent opportunity for investors, renovators, or buyers looking to create their dream home in an unmatched setting. Whether you're seeking a private full-time residence, a weekend getaway, or a recreational retreat, this property delivers the rare combination of acreage, seclusion, and location. Enjoy wildlife watching, or simply relaxing in your own wooded sanctuary, all while being surrounded by the protected beauty of Greens Bluff Nature Preserve. Properties with this much privacy and potential are hard to find. Bring your ideas and imagination to transform this hidden gem into something truly special. If you've been searching for a peaceful escape with room to grow and incredible natural surroundings, this is an opportunity you won't want to miss.

534 Paw Paw Rd, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-821-1735

IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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