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$750,000
4 Beds 3 Baths 202633567 MLS 2,776 SqFt.
LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.

3692 Braysville Rd, Spencer

Listing courtesy of from Williams Carpenter Realtors.

$185,900
3 Beds 1 Baths 202632294 MLS 1,135 SqFt.
So much potential in this 2-bedroom, 1-bath home offering approximately 1,135 square feet of living space on one level and on a convenient corner lot in town. In addition to the two bedrooms, a versatile office/bonus room provides flexible space for work, hobbies, or other needs. Numerous recent improvements add value and peace of mind, including a new roof with gutter guards, new garage with automatic opener, new water heater, updated PEX plumbing, and new sewer lines from the home to the city connection in the alley. The kitchen features a new range and hood microwave, while the furnace has been professionally maintained and updated with a new control board. The hot tub has also been serviced with a new control board. Outside, you'll appreciate the recently added concrete driveway complete with apron and drainage. Situated on a corner lot, this property offers the convenience of in-town living with easy access to local shopping, dining, schools, parks, and everyday amenities. If you're looking for a home with major mechanical updates already completed and a functional floor plan, this property is ready for you to make it your own.

501 W Jefferson St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$334,900
3 Beds 3 Baths 202632147 MLS 2,464 SqFt.
Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

186 Ryan Ct, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$140,000
202631982 MLS
Here is an opportunity to own a 3.09ac piece of land with septic, new well water, electric and natural gas at the road. It is set up with a really nice 2014 42 foot Sandpiper with 3 slide outs an outside kitchen with tv. It also has a winter package with heated tanks and has had a split air unit put in it also it has a new water softener and new tires. Leave it where it is or hit the open road. There is a 24'X24' pad out front of RV and a newer shed that is insulated and plumbed with a full size Frig and Washer and dryer in it. The ground is partially wooded with a creek running through it. There are a couple canvas style carport/storage sheds as well. Seller is willing to sell just the land for the right price. This could be you weekend get away or your new home site just minute from Spencer and McCormick State Park. Is this your peace of paradise.

1921 Country Club Rd, Spencer

Listing courtesy of from CK Realty Homes. cell: 812-709-0859

$279,900
4 Beds 2 Baths 202631782 MLS 1,715 SqFt.
Step into your dream home! This stunningly decorated 4-bedroom, 2-bath manufactured home is a true gem, nestled on 3 picturesque acres in a serene country setting. Built in 2006, it boasts a brand-new kitchen, featuring white cabinets, new flooring, and all the essential appliances. Imagine entertaining friends in the expansive dining and living areas, perfect for both lively gatherings and cozy nights in. The primary ensuite offers a private escape, making it your personal oasis. But that’s not all—step outside to discover an impressive 20x12 deck complete with a charming gazebo, added just in June 2026, ideal for outdoor get-togethers under the stars. You'll also enjoy year-round comfort thanks to the newly installed HVAC system from October 2025. Plus, there’s a handy outbuilding/workshop equipped with electricity, opening the door to endless possibilities, whether you're pursuing hobbies or need additional storage. Don’t miss your chance to own this beautifully adorned home in an idyllic country setting—schedule your visit today and make it yours!

4360 Gilmore Rd, Spencer

Listing courtesy of from The Real Estate Co..

$262,500
3 Beds 2 Baths 202628087 MLS 1,317 SqFt.
New Construction – Currently Under Construction! Completion in August, 2026. Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage. Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.

48 W Clay St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$244,900
3 Beds 2 Baths 202626968 MLS 2,256 SqFt.
Welcome home to this well-maintained 3-bedroom, 2-bath residence offering a comfortable layout and a convenient location in Spencer. The spacious floor plan provides flexibility for everyday living, with inviting living areas, a functional kitchen, and ample storage throughout. The primary bedroom includes its own private bath, while the additional bedrooms offer space for family, guests, a home office, or hobbies. Outside, you'll find room to relax, garden, or entertain, with easy access to nearby shopping, dining, schools, parks, and other local amenities. Whether you're searching for your first home, looking to downsize, or simply wanting a property with a practical floor plan and great location, this home is ready for its next owner. Electric range pictured does not go with home but another electric range will be installed. Swimming pool can be removed if desired.

226 N East St, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$79,900
202629713 MLS
Escape to the peace and privacy of this beautiful 7.51-acre wooded property, conveniently located just 4 miles south of Spencer and only 1.5 miles west of State Highway 43. With approximately 535 feet of county road frontage and paved roads leading to the property, access is easy while still offering a secluded, country setting. The property is heavily wooded, providing an ideal location for a future home, weekend retreat, or recreational getaway. Existing improvements include a well and electric service already on the property, making it even easier to begin your plans. Whether you're looking to build, camp, or simply enjoy nature, this acreage offers a wonderful opportunity in a desirable location.

702 Johnson Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310

$625,000
202628188 MLS
Outstanding opportunity to acquire an over 70-acre tract of agricultural and recreational land beautifully situated on Braysville Road in Clay Township. Offering a rare blend of expansive acreage, this property features an ideal layout for a a new home, a long-term homestead, recreational hunting, or the potentail use for longterm income if you were to timber the recently appraised woods on location. With two serene ponds, you're sure to find this property your prime location to get away for awhile in peace. While already perfect for hunting, you can have the perfect balance of serene country living while remaining just minutes from the conveniences of historic downtown Spencer and not more than 25 minutes from Bloomington. Whether you are looking to build, harvest timber, or invest in a legacy piece of Southern Indiana property, this substantial acreage package delivers endless potential.

01 Braysville Rd, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-727-7963

$289,900
3 Beds 2 Baths 202631085 MLS 1,776 SqFt.
Experience peaceful lakefront living in the desirable Locust Lake community, conveniently located in northern Owen County just minutes from I-70. This meticulously maintained sandstone ranch offers picturesque water views, thoughtful updates, and a move-in-ready interior designed for comfortable everyday living and entertaining. Offering 1,776 square feet of finished living space, this home features three bedrooms and two full bathrooms. The main level showcases an inviting open-concept living, dining, and kitchen area where a stunning floor-to-ceiling stone fireplace with a wood-burning insert creates a warm focal point. Just off the main living space, a spacious covered deck extends your living area outdoors, providing the perfect setting for dining, relaxing, or taking in the peaceful lake views. Two main-level bedrooms feature beautiful hardwood floors and are served by a full bathroom conveniently located on the main floor. The finished walkout lower level adds exceptional flexibility with a spacious family room, a large third bedroom, a full bathroom, and a dedicated laundry room. An attached two-car garage with attic storage offers ample room for vehicles, tools, and seasonal items. Recent improvements provide added value and peace of mind, including a new well, a newer HVAC system with an energy-efficient mini-split serving the lower level, roof, well pump, sump pump, dock, and covered rear deck. Step outside to enjoy your private lakefront setting, whether relaxing by the water, casting a line from the dock, or exploring the electric motor-only lake. Locust Lake offers an affordable homeowners association with annual dues of less than $450. Ideally located near Cataract Falls, Cataract Lake, and McCormick's Creek State Park, this property provides convenient access to boating, fishing, hiking, and a variety of outdoor recreation opportunities while remaining just minutes from Interstate 70 for an easy commute.

7266 Locust Lake West Dr, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-606-1908

$195,000
202627467 MLS
15.08 Wooded acres located one half mile North of Spencer offers a rare opportunity to acquire a mature wooded acreage (last selective timber harvest was 1997) abundant nut producing trees that attract a steady stream of wildlife. There are also several small groves of paw-paw trees, deer, turkey and squirrels are numerous. Abundant species of birds and a decent size population of box turtles inhabit thee area. Also calling this place home are a wide variety of wild mushrooms including morel, and chicken-of-the-woods and chanterelle. During the springtime, wildflowers blanket the forrest floor. There are multiple building sites from close to road to deep in the woods. A few small creeks run through this hilly, semi rugged parcel. There is approximately mile long, well marked foot path that starts near the road and does a loop through the bak of the woods.

00 Rocky Hill Rd, Spencer

Listing courtesy of from West & Co., REALTORS. Cell: 812-585-0420

$259,900
202615924 MLS
This 14.44-acre property offers a unique combination of visibility, access, and natural beauty—just minutes east of downtown Spencer. With approximately 1,200 feet of frontage along State Highway 46, the property provides excellent exposure and convenient access for residential, recreational, or small commercial development. The front portion of the property features level, open acreage ideal for building, while the remainder is wooded, providing privacy and beautiful views of McCormick’s Creek State Park and the White River. The property includes two access points from State Highway 46 and additional access from River Road, enhancing versatility and traffic flow. There are also two existing wells and two septic systems on-site; however, the condition of these utilities is not guaranteed by the sellers.

1650 E State Road 46th Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310

$374,900
4 Beds 3 Baths 202512034 MLS 3,502 SqFt.
Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let’s not forget the rest, this property has a lower level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.

45 Flatwoods Rd, Spencer

Listing courtesy of from RE/MAX Select Associates, Inc.. Offc: 812-828-5310

$249,900
3 Beds 2 Baths 202613639 MLS 2,031 SqFt.
Welcome home to this charming limestone ranch in Spencer! This well maintained 3-bedroom, 2 full bath home offers the perfect blend of comfort and functionality. Featuring a spacious layout of 2031 sq ft with a practical kitchen and cozy dining area with fireplace ideal for everyday living or entertaining. The attached 2 car garage provides convenience while the additional carport offers more parking - perfect for guests. Step outside to enjoy the manageable yard, complete with storage shed for all your tools and seasonal items. Built with timeless limestone construction, this ranch-style home offers durability and classic curb appeal. Located in a peaceful setting, yet close to local amenities, this property is a fantastic opportunity for anyone seeking single level living. Don't miss this chance to make this Spencer home your own!

168 E North St, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-821-1735

$250,000
3 Beds 2 Baths 202630882 MLS 1,416 SqFt.
Tucked away at the end of a quiet dead-end road, this rare 15-acre wooded retreat offers exceptional privacy and endless potential. Surrounded by the breathtaking Greens Bluff Nature Preserve, this secluded 3-bedroom, 2-bath home is a nature lover's dream, with abundant wildlife, peaceful wooded views, and the tranquility you've been searching for. The home features an attached two-car garage and a spacious layout ready for your vision. While it could use some updating and repairs, the property offers great bones and a solid foundation, making it an excellent opportunity for investors, renovators, or buyers looking to create their dream home in an unmatched setting. Whether you're seeking a private full-time residence, a weekend getaway, or a recreational retreat, this property delivers the rare combination of acreage, seclusion, and location. Enjoy wildlife watching, or simply relaxing in your own wooded sanctuary, all while being surrounded by the protected beauty of Greens Bluff Nature Preserve. Properties with this much privacy and potential are hard to find. Bring your ideas and imagination to transform this hidden gem into something truly special. If you've been searching for a peaceful escape with room to grow and incredible natural surroundings, this is an opportunity you won't want to miss.

534 Paw Paw Rd, Spencer

Listing courtesy of from Century 21 Scheetz - Bloomington. Cell: 812-821-1735

$299,000
3 Beds 2 Baths 202624465 MLS 878 SqFt.
Motivated Seller offering this recently remodeled in 2026, move-in-ready property offers a blend of updated living space and versatile outdoor amenities on 4.29 acres. The home features 3 bedrooms and 1½ baths with recent improvements throughout. There is a great back porch to enjoy the outdoors and be hidden away for some privacy. Outside, you'll find a 24' x 36' pole barn, 20' x 20' carport, and an 8' x 12' storage shed, providing ample space for equipment, hobbies, and storage. The property also includes a pond that is 8 to 10 feet deep in the middle, stocked with bluegill, crappie, 9 grass carp, and lots of bull frogs. The open outdoor space is suitable for a variety of uses. Connected to natural gas and city water with a septic system in place. Conveniently located with easy access to Spencer, Bloomington, and surrounding areas. A great opportunity to enjoy acreage, outbuildings, and updated living space in one package.

18 Lindsay Ct, Spencer

Listing courtesy of from Keith Realty & Auction Group. Office: 812-714-8250

$775,000
4 Beds 5 Baths 202628444 MLS 5,115 SqFt.
An iconic landmark residence on the Owen/Monroe County line, this extraordinary home offers panoramic golf course views, breathtaking sunsets, and an unmatched blend of luxury, comfort, and timeless design. Spanning three finished levels, the thoughtfully designed floor plan is ideal for both everyday living and entertaining. The main level features a beautifully appointed kitchen with a breakfast nook, formal dining room, spacious living room, office, laundry room, and a oversized primary suite. The upper level offers a private retreat complete with a bedroom, full bath, and loft, creating the perfect space for visitors or extended family. The fully finished walkout lower level is designed for entertaining and relaxation, featuring an expansive family and recreation area, two additional bedrooms joined by a Jack-and-Jill bath, a dedicated fitness room, and a storm shelter. Outside, professionally designed landscaping frames the home, while the resort-style inground pool creates the ultimate outdoor oasis,. Whether you're hosting family and friends or enjoying a quiet evening overlooking the golf course as the sun sets, every detail of this remarkable property invites you to slow down and savor the view. Offering an exceptional location, stunning architecture, and unforgettable scenery, this is a rare opportunity to own one of the area's most distinguished homes.

4447 Newport Rd, Spencer

Listing courtesy of from Barberry Realty. Cell: 812-821-3431

$394,900
2 Beds 2 Baths 202615184 MLS 2,130 SqFt.
Escape to your own peaceful, park-like retreat just minutes from Spencer. This 2 bed, 2 bath home offers approx. 2,130 sqft in a tranquil setting. Welcoming front porch provides the perfect place to relax & take in quiet surroundings. Stunning kitchen stands out w/ custom-built cabinetry, granite countertops, large island, & oversized walk-in pantry. Main level includes bedroom, bath, laundry, family rm, & separate living rm. Upstairs, spacious 19x17 primary suite serves as a private retreat, w/walk-in closet & en-suite bath w/ soaking tub & dual sink vanity. Outdoor amenities truly set this property apart. Enjoy a deck overlooking the stocked pond w/2 aerators, multiple seating areas, & fire pit. Garden area includes fruit trees & bushes, & chicken coop adds to the property’s versatility. Several outbuildings provide added storage, workspace & 4 dog kennels. Detached 2-car garage w/ lean-to offers even more functionality for parking, equipment, or hobbies. This property is rich in character & charm.

681 Hancock School Rd, Spencer

Listing courtesy of from Home Team Properties. Office: 844-821-6051

$378,900
3 Beds 2 Baths 202619540 MLS 2,128 SqFt.
Welcome home to this beautifully remodeled peaceful country property situated on almost 4 acres in Spencer! This charming home offers the perfect blend of modern updates and rural tranquility. Inside, you’ll find a spacious eat-in kitchen featuring an island, abundant cabinetry, and all new stainless steel appliances. The main level includes two bedrooms, including a private primary suite, convenient main-level laundry, and a cozy living room that opens to a covered front porch — perfect for enjoying quiet mornings or relaxing evenings. Upstairs offers a large additional bedroom or bonus space, while the basement provides excellent storage and potential for future finished living space. With plenty of room to spread out both inside and out, this property is ideal for those seeking privacy, space for hobbies, or simply a peaceful setting with easy access to town. Don’t miss this move-in ready home with acreage and endless possibilities!

1845 S Us Hwy 231st Hwy, Spencer

Listing courtesy of from The Indiana Team LLC. Offc: 812-961-8000

$315,000
3 Beds 2 Baths 202625906 MLS 1,940 SqFt.
This beautiful 3 bedroom, 2 bath home is not to be missed! As you enter through the front door into the open concept kitchen and living room, your eyes are drawn to the light that radiates into the living room as well as to the tastefully designed kitchen. This custom kitchen has been recently remodeled and offers beautiful design features including an island with a traditional farmhouse sink, butcher block countertop, and a large multiple purpose built-in bar which offers an abundance of storage and usable space. The dining room is surrounded by windows offering views of the property. At the end of a long day enjoy a cup of tea on the back deck along with spectacular views of the wooded property or escape into your own tranquil paradise in the newly remodeled primary suite. Features of the primary suite include the addition of the sitting room or office space, updated bathroom with tiled walk-in shower, twin sink vanity, and a large walk-in closet. There are 2 additional bedrooms with plenty of closet space and a full bathroom.

4743 E Coltrane Ln, Spencer

Listing courtesy of from White & Co Real Estate. Office: 812-369-8760

IDX information is provided by the Indiana Regional MLS and is exclusively for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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